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Japanese Health Insurance Hell 2008

Peter Payne by Peter Payne
18 years ago
in Your Friend in Japan

As a group, the Japanese are fortunate enough to enjoy extremely long lifespans, with the current average being 78.5 years for men and 85.5 years for women. There are many reasons for this longevity, including a healthier diet, an extremely safe society, and a tendency to build lifelong relationships that provide important support in later years. (My mother-in-law is still close friends with women she went to elementary school with six decades ago, something that’s unthinkable to me.) Another reason Japanese live a long time is the health care system here, in which private institutions provide health services according to highly structured price schedules imposed by the National Health Insurance System. Currently Japan is going through “Health Insurance Hell” as various changes that kicked in April 1st continue to cause mass confusion. For starters, Japan used to offer free healthcare to everyone over the age of 75, but this has changed, and under the new system, some elderly users must pay a monthly premium. It’s not clear which groups this applies to, however, and it’s feared that the new system, which makes people pay more for health insurance the more often they use medical services, will keep sick people from going to the hospital. In addition, the government saw fit to change the Health Insurance Card from a large booklet to a paper-thin card, which is easily lost or thrown away by elderly Japanese.

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Tags: health

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